Personal Finance Articles

How to live a luxurious life on a budget

Luxurious experiences and possessions aren't just for rich people. In this article, I'll discuss how to live a luxurious life on a budget without betraying common sense values such as living below your means. In the process, I'll challenge common conceptions about what "living a luxurious life" even means to begin with.

How to build wealth in your 20s while still having fun

If you're a typical 20-something, you likely find the concept of building wealth to be very foreign. After all, you probably haven't been working full-time for more than a decade or so. You may even have student debt and other obligations that seemingly make building wealth next to impossible. I'd like to challenge that notion, though.

Is college a waste of time and money?

Many personal finance bloggers seem to have a vendetta against college. Money Twitter (an informal description for the personal finance community on everyone's favorite bird-themed app) is filled with hot takes about why Gumroad courses are better than college. But are these opinions based in fact? Is college a waste of time and money? Let's discuss!

What to do NOW if you’re drowning in debt

Drowning in debt is easily among modern life's most unpleasant experiences. It's also incredibly common, with 33% of Americans having debt that's currently in collections. The good news is that you don't have to stay trapped in debt's vicious cycle forever. Keep reading as I share some tips for breaking free and reclaiming your financial well-being.