If you're a typical 20-something, you likely find the concept of building wealth to be very foreign. After all, you probably haven't been working full-time for more than a decade or so. You may even have student debt and other obligations that seemingly make building wealth next to impossible. I'd like to challenge that notion, though.
Many personal finance bloggers seem to have a vendetta against college. Money Twitter (an informal description for the personal finance community on everyone's favorite bird-themed app) is filled with hot takes about why Gumroad courses are better than college. But are these opinions based in fact? Is college a waste of time and money? Let's discuss!
You probably know credit card companies make money via interest payments. That's not their only means of raking in the big bucks, though. Keep reading to learn more about how credit card companies turn consumers into cash cows.
Drowning in debt is easily among modern life's most unpleasant experiences. It's also incredibly common, with 33% of Americans having debt that's currently in collections. The good news is that you don't have to stay trapped in debt's vicious cycle forever. Keep reading as I share some tips for breaking free and reclaiming your financial well-being.
You'll often hear people talk about being "good" or "bad" with money. If you've ever wondered what that really means, keep reading. In this article, I'll discuss how to be good with money.
Working and going to school at the same time can be very stressful. I know this firsthand; I worked full-time during my final two years of college and made lots of money but also many mistakes. In this article, I'll share what I learned along with some pointers for maintaining your sanity while simultaneously working and going to school.
If you've ever managed a social media account with more than a few thousand followers, you know how crazy things can get in the DMs. I'd like to highlight a tool (Element) that aims to solve this problem (among others) for personal finance creators.
To many people, $200k is a life-changing amount of money. Perhaps you're well aware and in desperate need of advice regarding how to invest a $200k inheritance wisely. Or maybe you've saved that much money over the course of several years and would like to do something with it. Whatever the case may be, keep reading as I share some options and tips for evaluating them.
A sinking fund is simply a pool of money built up over time to cover a significant future expense. It dilutes the impact of that expense, spreading it out over a longer period. Learn more (including how to set up sinking funds of your own) in this article.
"Should I pay off student loans or invest?" is easily among the most common questions I've seen while browsing online personal finance discussions. While there's no universal answer, keep reading as I provide 10 points you should consider before making this decision.