AuthorBrandon-Richard Austin

Is college a waste of time and money?

Many personal finance bloggers seem to have a vendetta against college. Money Twitter (an informal description for the personal finance community on everyone's favorite bird-themed app) is filled with hot takes about why Gumroad courses are better than college. But are these opinions based in fact? Is college a waste of time and money? Let's discuss!

What to do NOW if you’re drowning in debt

Drowning in debt is easily among modern life's most unpleasant experiences. It's also incredibly common, with 33% of Americans having debt that's currently in collections. The good news is that you don't have to stay trapped in debt's vicious cycle forever. Keep reading as I share some tips for breaking free and reclaiming your financial well-being.

How to invest $200k wisely

To many people, $200k is a life-changing amount of money. Perhaps you're well aware and in desperate need of advice regarding how to invest a $200k inheritance wisely. Or maybe you've saved that much money over the course of several years and would like to do something with it. Whatever the case may be, keep reading as I share some options and tips for evaluating them.

What happens to stocks when a company goes bankrupt?

Have you ever wondered what happens to stocks when a company goes bankrupt? It's every investor's worst nightmare. While you can cling to hope if a still-functional company's stock falls sharply, bankruptcy means things are hopeless, right? Well, not exactly. Keep reading as I explain what happens to a stock when the underlying company goes under.